TREE IMPACT DAMAGE

Another side of impact claims is when trees fall on houses. This was a particularly common claim during the severe windstorms. We are skilled in damage assessment and repair expertise saved insurers tens of thousands in secondary damage.

VEHICLE IMPACT DAMAGE

There are those occasions when vehicle impact affects your property. American Restoration has the equipment and experience necessary to handle the most challenging situations. In most cases, vehicle impacts are related to structures, either home, commercial buildings, and fences of all types which have been directly hit by an out-of-control vehicle. Prompt action by experienced restorers will make the difference when assessing structural damage to your property.

HAIL IMPACT DAMAGE

How do I know if I have hail damage to my roof? Can I tell from the ground?

To determine if any damage has been caused by a hail storm, a close inspection of the roof must be made by a qualified professional.
In most cases, damage cannot be observed from the ground.
Our trained and professional inspectors will "go the extra mile" on your behalf when dealing with the insurance company!

I'm not sure I have hail damage, what should I do?

Any time your home endures a hail storm, you should immediately call a qualified roofer and MAYBE your insurance company. Far too many damaged roofs go un-replaced by homeowners never filing their claims, because they honestly believe they have no damage.
Remember, insurance companies send adjusters to specialized schools giving them the necessary training in identifying hail damage. Thats why finding a qualified roofer is so important.

What does a hail hit look like?

A hail impact on a shingle depends greatly on the size and speed of the hail itself. In many cases, it looks like a "bruise" or a dark spot on your roof where the granules on the shingle have been displaced and the asphalt underlayment is now exposed. Even if your roof has only sustained granular loss without significant bruising, your roof is still susceptible to the damaging effects of granular loss, which exposes any of the underlayment causing an alteration of the fire rating and deceleration of the roof's actual performance level.

What does hail do to a roof?

Hail causes bruising, cracking and granular loss to your asphalt shingles. The granules that make up the color of your roof serve more than just one purpose. In addition to giving your roof aesthetic appeal, granules also determine the fire rating of your roof. Almost all roof fire ratings are built into the granules and once these are stripped away or lost, the fire rating is impaired, which opens your home to additional fire risks. Hail, can bruise the shingle causing granules to be dislodged and exposing the asphalt underlayment. Once the underlayment is exposed, it will begin to deteriorate due to the exposure of UV rays from the sun. Additionally, larger hail can fracture the asphalt underlayment of the actual shingles. The winter AFTER a hail storm is when the problems can develop. The bruised dimple left by the hail stone, fills with water, which expands the hole with every freeze cycle. Soon the marble sized dimple has become a quarter size hole that is leaking, multiplied by the hundreds across your roof!

Should I replace my roof right away?

The insidious nature of hail damage is that it can pose no immediate threat to the integrity of the roof. However, many insurance companies have a "statute of limitations" dictating how long a hail claim is valid for. It is imperative that you file a home owners insurance claim immediately in order to protect all your rights! When your insurance company finds enough damage to warrant the replacement of your roof, you should not hesitate to have it replaced.

Why would my insurance replace my roof?

The purpose of home owner's insurance is to protect homeowners against the losses incurred on their property, which are beyond their control. Your insurance policy covers direct, physical damage to your home, meaning that your insurance company has a contractual obligation to repair or replace any damage to your property.